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#Eso scan master merchant code#
#Eso scan master merchant professional#

All Rights Reserved.ĪDVERTISER DISCLOSURE is an independent, advertising-supported comparison service. Good luck!Ĭopyright © 2022 a Red Ventures Company. That said, you probably won’t be able to make huge inroads in racking up rewards points this way, but even a few extra points here and there can add up over time. The employees may not be familiar with the MCC but the owner of the business probably will be more aware.

#Eso scan master merchant code#

When in doubt, you can always ask the merchant if they know the code or make a small purchase to find out how it is categorized on your card. For example, if your card gives you rewards for restaurant spending, you might want to pay attention to whether a fast-food restaurant attached to a gas station counts as a restaurant or belongs to a fuel MCC – and use that card only at the eatery if it does count. Knowing MCCs can also help cardholders maximize rewards. For instance, a company that issues corporate cards may decide to restrict employees from staying in pricey hotels during business travel by arranging with the network to cover only lodgings with specific MCCs. Tip:Businesses can also use the codes to prevent certain types of purchases. Paying attention to how your card is categorizing a purchase can help you get more points, especially if you patronize a particular merchant regularly. The rewards programs for certain cards will give you points for purchases that are in certain coding categories. If you make purchases for your business, merchant category codes can also help you maximize your credit card rewards. Other online resources beyond the guide provided by Citi include the Visa Supplier Locator Tool, the Visa Merchant Data Standards Manual and the Quick Reference Booklet – Merchant Edition for Mastercard. As a result, a merchant may have a different code with Visa than with Mastercard, for instance. So, how do you look up the MCC of a particular business? Each card network has its own list, although many codes are shared among the networks.

#Eso scan master merchant professional#

Professional services and membership organizations: MCCs 8000–8999.

Transportation services: MCCs 4000-4799.

Here are some common merchant categories, provided by Citi: MCCs can vary by processor, but there are some common trends. Major airlines and hotels each have their own MCC codes. When a purchase is added to your statement, the category assigned to it, such as “building materials” or “advertising services,” is tied to the merchant category code. The number corresponds to the type of business or service the company offers.Ĭredit card networks use MCCs to categorize and track purchases. What is a merchant category code?įor the benefit of readers who aren’t familiar, a merchant category code ( MCC) is a four-digit number the major credit card networks (Visa, Discover, American Express and Mastercard) assign to every business that applies to accept credit cards. Fortunately, you don’t have to rely on company representatives to find merchant category codes, or MCCs.Ĭheck out all the answers from our credit card experts.Īsk Elaine a question.